Social Security Disability is for persons who...
1) worked enough to be insured for SSDI benefits
2) worked recently enough to be covered for SSDI benefits
3) are under full retirement age
4) and have one or more severe impairments that will last for at least 12 consecutive months and which are severe enough to cause a significant restriction in the ability to perform full-time work. The medical condition may be mental and/or physical.
The claimant will have to meet two types of qualifications:
Administrative Qualifications
You must have worked enough to have insured status with Social Security. A minimum of 6 quarters of work coverage are required. Most workers need to have worked about 5 years out of the most recent 10-year period. The Social Security office can tell you if you have insured status for Title II benefits.
In addition to having "insured status," you must not currently be working at "substantial gainful activity." This is defined in 2017 as wages, salary, commissions, tips or self-employment income of at least $1,170 per month before deductions. If you are working and earning at least $1,170 per month, you are not eligible for any Social Security disability benefit. Note: It is not the income that disqualifies you, but the work. Non-earned income does not matter.
If you have no work record that qualifies, you may still be eligible to file a claim for Supplemental Security Income (SSI), even if you've never worked. However, there are financial restrictions that you must meet for SSI.
Medical Qualifications
Once you meet the "insured status" based on your work record, you must now convince Social Security that you are disabled according to their rules. This is the medical qualification. Generally stated, you must have a severe, medically determinable impairment that significantly restricts your ability to perform full-time work, and this impairment must have lasted or be expected to last at least 12 consecutive months, or to end in death.
The medical requirements are the same for SSDI and SSI.
1) worked enough to be insured for SSDI benefits
2) worked recently enough to be covered for SSDI benefits
3) are under full retirement age
4) and have one or more severe impairments that will last for at least 12 consecutive months and which are severe enough to cause a significant restriction in the ability to perform full-time work. The medical condition may be mental and/or physical.
The claimant will have to meet two types of qualifications:
Administrative Qualifications
You must have worked enough to have insured status with Social Security. A minimum of 6 quarters of work coverage are required. Most workers need to have worked about 5 years out of the most recent 10-year period. The Social Security office can tell you if you have insured status for Title II benefits.
In addition to having "insured status," you must not currently be working at "substantial gainful activity." This is defined in 2017 as wages, salary, commissions, tips or self-employment income of at least $1,170 per month before deductions. If you are working and earning at least $1,170 per month, you are not eligible for any Social Security disability benefit. Note: It is not the income that disqualifies you, but the work. Non-earned income does not matter.
If you have no work record that qualifies, you may still be eligible to file a claim for Supplemental Security Income (SSI), even if you've never worked. However, there are financial restrictions that you must meet for SSI.
Medical Qualifications
Once you meet the "insured status" based on your work record, you must now convince Social Security that you are disabled according to their rules. This is the medical qualification. Generally stated, you must have a severe, medically determinable impairment that significantly restricts your ability to perform full-time work, and this impairment must have lasted or be expected to last at least 12 consecutive months, or to end in death.
The medical requirements are the same for SSDI and SSI.
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