WHEN SHOULD YOU FILE A SOCIAL SECURITY DISABILITY CLAIM?

You should file a Social Security disability claim as soon as you have a severe impairment that is expected to keep you off work for at least 12 consecutive months.

Isn't there a waiting period of five months?  Yes, but you don't need to be concerned about the waiting period.  It doesn't mean what you think it does.  Do not wait 5 months to file your claim.  If your doctor says that your medical condition will prevent you from working for at least 12 consecutive months, go ahead and file a claim, right now.

What is the 12-month "duration period" all about?  This simply means that Social Security will not pay any benefit for a medical condition that is expected to improve within 12 months, to a point that you will no longer be disabled.  Your disabling impairment must be expected to last for at least 12 consecutive months.  Social Security will not pay for a short term disability that's expected to last less than one year.  For example, if you have back surgery that will keep you off work for 4 months, it is not covered by Social Security.

It will take Social Security about 4 months to make a decision on your application.  Waiting to file simply causes longer than necessary delays.  If you expect to be unable to work for at least 12 consecutive months, go ahead and file your claim now.

 

Comments

  1. Don't lose SSDI benefits because you don't understand waiting periods or duration requirements. Waiting to file a claim can cost you thousands of dollars--and may even permanently bar you from being approved. Call us if you think you have a claim. Pick up the phone and dial (256) 799-0297. I will speak with you personally. And if you have a claim, I will help you prove it to Social Security.

    ReplyDelete

Post a Comment